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PROTECTION
Key Person Cover
One of the most valuable assets of a business is its staff, with business success or failure depending on them.
Some of these people because of their specialised knowledge, skills or contacts, are vital to the profitability of the business. They are often referred to as ‘key persons’ as their death or incapacity could result in the financial performance of the business being adversely affected. Such an event could lead to a significant fall in profits, perhaps to the inability to repay loans or meet other obligations and, in extreme cases, to the collapse of the business.
Just as it is necessary to insure a business against the loss of or damage to physical assets, it is also vital to insure against the loss and/or against the serious illness/disability of a key person.
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Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Typically, we do not charge a fee for our service in relation to mortgage contracts, but in cases where there is additional complexity and work involved in your case a fee maybe charged. The amount we will charge is dependent on the amount of research and administration that is required. The precise amount will be discussed and confirmed with you in our accompanying fee agreement at our initial consultation.
Some forms of Buy to let Mortgages are not regulated by the Financial Conduct Authority
Maxwell McMahon Limited is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.
Maxwell McMahon is registered in England and Wales no: 12100696 Registered Address: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK